Prosperity Home Mortgage Introduces Seller Closing Guarantee Program

February 11, 2020

Top lender guarantees on-time closing or pays seller $10,000

Worried that your buyers won’t close on your home as scheduled? Prosperity Home Mortgage, LLC, (Prosperity), a full-service mortgage banker specializing in residential and refinance loans, will guarantee an on-time closing, and if they miss that deadline due to a lender issue, they’ll pay you—as the seller—$10,000 for the inconvenience. Dubbed the Seller Closing Guarantee*, the program is now available in several markets across the country.

The first step in the closing guarantee program is for the buyer to receive a pre-approval commitment letter from Prosperity. This is more than your typical pre-approval letter, as all conditions are collected upfront and the loan is reviewed and signed off on by an underwriter. This is called the “Buyer Advantage.”

While a loan commitment letter can set a buyer apart from other offers a seller may be considering, that may not be enough to land the deal. Prosperity’s Seller Closing Guarantee provides an added incentive that can be used by qualified clients. In this competitive real estate environment, a buyer coming to the table with this new program can make an offer that stands out in multiple offer situations, at no additional cost to them.

“The Seller Closing Guarantee is just one of the many innovative programs that our team offers to home buyers,” said Tim Wilson, CEO and president of Prosperity. “Our mission with the Seller Closing Guarantee is to streamline the mortgage process and guarantee an on-time closing – putting our clients in a more competitive position with sellers.”

Prosperity offers a wide range of mortgage products, including fixed and adjustable rate mortgages. It is represented by more than 400 mortgage consultants in offices across 45 states. It operates its own in-house processing, underwriting and closing at its eight operation centers across the nation. Prosperity also coordinates its clients’ appraisals and mortgage fulfillment in-house.

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